NBFCs have been at the forefront of financial inclusion in India, lending to underserved and uncovered and deepening access to formal credit has helped in inclusive growth. We at Anand Rathi Global Finance Limited (ARGFL) take pride in being one such institution that is at the forefront of providing quick and easy access to credit to MSMEs as well as the Real-Estate sector which are the two pillars of the economic growth of a country. The easy availability of credit will enable these enterprises to grow in their line of business which will lead to the overall growth of the economy.
Mr. Simranjeet Singh | CEO - SME & Retail Business
Loan Against Property serves as a financial assistance when you want to fulfil any requirement. At Anand Rathi Global Finance we understand whether it's expanding your business, Or any other business needs. That's why we offer a comprehensive Loan against Property (LAP) solution tailored to your Needs.
Our LAP options provide you with the financial flexibility you need. Whether it's a substantial business expansion or managing personal expenses, we've got you covered.
We offer some of the most competitive interest rates in the industry. You can access the funds you require without breaking the bank.
We understand that every financial situation is different. With our flexible property loan tenure options, you can choose a repayment plan that aligns with your budget and goals.
We believe in transparency throughout the loan application and approval process. You'll know exactly what to expect every step of the way.
Our dedicated team of experts is here to assist you in or any other business needs. We are here to guide you through the LAP process, ensuring you're well-informed and Have all the requisite information.
Unlock the financial potential of your property today. Explore our Loan Against Property options and take the first step towards a brighter financial future.
Your home is more than just a place to live; it's a valuable asset that can help shape your future. At Anand Rathi Global Finance we understand the importance of your financial goals, whether it's expanding your business, funding your child's education or any other requirement. That's why we offer a comprehensive Loan Against Property (LAP) solution tailored to your unique needs.
Income is calculated based on last 3 years ITRs filed, or the Salary Received.
Income calculation is done on the Gross profit calculation in ITR
Income calculation is based on informal income.
Loan eligibility is calculated based on banking trends.
Loan eligibility is calculated primarily on collateral value.
For SEP (Self-employed Professionals), the income calculation is done on the basis of Gross Receipt.
Loan eligibility calculation is done on the basis of rentals received from the collateral property or any other property.
Loan Application form
Self Attested Pan Card of all Applicants
Current Address Proof of all applicants and co-applicants
Salary Slip of last 3 Months & form 16 of last 2 years
Bank Account statement for last 12 months
Statement of account of all the running loans.
Cheque for Intial Login Fees
Property-related documents offered as collateral
Loan Application form
Self Attested Pan Card of all Applicants
Current Address Proof of all applicants and co-applicants
Income Tax returns and financials for Last 2 years.
GST /Udyam Adhar /Shop Act establishment
Primary business account bank staement of last 12 months.
Statement of account of all the running loans.
Cheque for Intial Login Fees
Property-related documents offered as collateral
Loan Application form
GST /Udyam Adhar /Shop Act establishment
Self Attested PAN Card of Proprietor & All co-applicants
Current Address Proof of all applicants and co-applicants
Income Tax returns and financials for Last 2 years.
Bank Account statement for last 12 months
Statement of account of all the running loans.
Cheque for Intial Login Fees
Property-related documents offered as collateral
Loan Application form
Self Attested PAN Card of HUF & all Co-Parceners
Current Address Proof of all applicants and co-applicants
GST /Udyam Adhar /Shop Act establishment
HUF Deed/Agreement
Income Tax returns and financials for Last 2 years.
Bank Account statement for last 12 months
Cheque for Intial Login Fees
Statement of account of all the running loans.
Loan Application form
Self Attested Pan Card of Partnership Firm & all co-applicants
Current Address Proof of all applicants and co-applicants
Partnership deed
Income Tax returns and financials for Last 2 years.
Bank Account statement for last 12 months
Statement of account of all the running loans.
Property-related documents offered as collateral
Cheque for Intial Login Fees
CA certified Latest List of partners & Share Holding pattern.
Loan Application form
Latest MOA & AOA
PAN Card of PVT LTD Company
Self Attested PAN Card of all co-applicants
Current Address Proof of all applicants and co-applicants
Income Tax returns and financials for Last 2 years.
Bank Account statement for last 12 months
Statement of account of all the running loans.
Property-related documents offered as collateral
Cheque for Intial Login Fees
CA certified Latest List of Directors & Share Holding pattern.
